The 28th Conference of Parties (COP28) to the United Nations Framework Convention on Climate Change, started on a positive note with the activation of the Loss and Damage Fund (LDF) with an initial commitment of a little over USD 400 million. While this is welcome, it will by no means meet the growing needs of communities around the world that are facing increasingly intense and frequent climate impacts.
The nature of impacts communities face too has changed. More than the physical damage, it is the distress due to the breakdown of basic services, livelihoods, and environmental degradation that requires attention.
Currently, the assistance offered by the public systems to compensate for the loss to the most affected is at best around 30 percent of what they have lost. Often it is far less as most of the disasters that are ‘under the radar’ don’t even get counted.

