As a retired pensioner from a large public sector bank in New Delhi, I never imagined that my father, Prayag Raj Bhatia, would fall victim to a financial scam that, I believe, not only robbed him of his life savings, but ultimately cost him his life.
Almost a decade ago, sometime in 2014, an investment agent approached my father to invest his savings for higher rate of returns. As a retired senior manager at a bank who had connections to such agents, it didn't seem unusual to me or to my two siblings.

