Every parent wants to give their child a financially secure future—whether it is for higher education, a dream wedding, or simply a safety net for life’s uncertainties. A fixed deposit (FD) is one of the most reliable ways to make that happen.
With guaranteed returns, low risk, and flexible options, FDs are ideal for long-term financial planning. And when you invest in a Bajaj Finance Fixed Deposit, you can enjoy returns of up to 8.35% p.a. for general customers and up to 8.60% p.a. for senior citizens, which are among the highest in the industry.
Why choose a fixed deposit for your child?
Here’s why a growing number of Indian parents are opting for fixed deposits to plan their child’s future:
1. Guaranteed Growth with High FD Rates
Unlike market-based investments, FDs offer fixed, assured returns. Bajaj Finance Fixed Deposits currently offer up to 8.35% p.a., helping your savings grow predictably—no surprises, no stress.
Why don’t you Open FD Account now and lock in returns up to 8.35% p.a.
2. Flexible Tenure Options
You can invest for a few months or up to 5 years, depending on your child’s financial milestones. This flexibility lets you plan for education, travel, marriage, or even entrepreneurial dreams.
3. Low-Risk, High-Stability
FDs aren’t impacted by market volatility. Bajaj Finance FDs hold AAA ratings from CRISIL and ICRA, assuring you of the highest safety standards.
4. Compounded Growth for Bigger Returns
Cumulative FD options reinvest the interest you earn—leading to a larger corpus by the end of your chosen tenure.
5. Emergency Liquidity with Loan Facility
Need funds before maturity? You can avail a loan against your FD without breaking it. It’s a smart way to stay liquid while keeping your investment intact.
FD options you can choose
There’s no one-size-fits-all when it comes to your child’s future. Bajaj Finance offers a range of FD types to suit different needs:
Standard FD: Invest a lump sum for a fixed term. Choose payout or reinvest interest.
Cumulative FD: Interest compounds over time and is paid at maturity—perfect for long-term wealth building.
Non-Cumulative FD: Get regular payouts—monthly, quarterly, half-yearly, or annually.
FDs in Minor’s Name: Open an FD in your child’s name under parental/guardian supervision. The child gains full access at maturity.
How FD rates affect your child’s future corpus
The FD rate you choose today directly affects how much your investment grows. For instance:
If you invest Rs. 25,000 in a Bajaj Finance Cumulative FD for 42 months at 8.35% p.a., your savings can grow to over Rs. 33,101*, thanks to the power of compounding.
Check fixed deposit rates and calculate your returns instantly.
*Estimated returns. Use an FD calculator to get personalised projections.
Choosing the best FD for your child: 5 smart tips
1. Compare FD Rates: Bajaj Finance offers one of the highest FD rates at 8.35% p.a.
2. Choose Tenure Wisely: Align investment period with milestones like college admissions or marriage.
3. Understand Withdrawal Rules: Bajaj Finance offers flexible premature withdrawal and loan options.
4. Opt for Compounding: Choose cumulative FDs to maximise long-term growth.
How to open a Bajaj Finance FD for your child
Open Online in Minutes:
1. Visit the Bajaj Finance FD page.
2. Enter investment amount and tenure.
3. Upload documents and complete KYC.
4. Transfer funds online.
5. Get a digital FD receipt instantly.
Or, Visit a Branch:
Walk into your nearest Bajaj Finance branch with your documents, fill out the application form, and open your child’s FD on the spot.
Start Today. Secure Their Tomorrow
A well-planned fixed deposit can be your child’s launchpad into a financially secure future. With Bajaj Finance, you get up to 8.35% p.a. interest, flexible tenures, and maximum safety—all backed by one of India’s most trusted NBFCs.
Open FD Account in minutes and start planning your child’s tomorrow, today!