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There are several versions of these posts which tempt users with cashback offers.
(Source: Facebook/Altered by The Quint)
How do we know?: We noticed that under each of these posts, the links shared to avail these 'schemes' did not carry the name of the organisations.
Every offer claiming to share a PhonePe scheme showed a link reading 'get.offer.com'.
The link does not reflect PhonePe's URL.
(Source: Facebook/Altered by The Quint)
Clicking on these links led us to a website called 'festix.in', which was inaccessible at the time of writing this report
The website shows a 403 error, prohibiting access to the page.
(Source: Festix.in/Screenshot)
When we looked up the domain registration details for this website, we saw that the link was registered in 2024 and in the United States of America.
This fraudulent website was registered in late 2024.
(Source: WhoIs/Altered by The Quint)
We compared this to PhonePe's actual domain registration details, which showed that the company's website was registered in 2015, through domain registration website GoDaddy.
PhonePe was registered in 2015 via GoDaddy.
(Source: WhoIs/Altered by The Quint)
PhonePe announces all its offers and rewards on its social media pages, some of which can be seen on their Instagram page.
Some of these posts informing users about cashback offers can be seen here.
PhonePe announces its offers on social media.
(Source: Instagram/Altered by The Quint)
A blogpost shared under the 'Trust and Safety' page on their website, which addressed cashback fraud using PhonePe's name shared additional information.
It categorically stated that "any URLs, social media posts, or phone calls promising Cashback are misleading," telling users that they did not have to take any additional action to avail cashback.
PhonePe has addressed these fraudulent schemes in the past.
(Source: PhonePe/Screenshot)
Just like the links above, the offer claimed to be provided by Jio, too, carries a link that does not resemble the link to their official website.
The link under these posts reads 'festivvholiioff.xyz' and the text with it tells the users, "You've Won Google Pay Reward."
The link does not lead users to Jio or Google Pay's website.
(Source: Facebook/Altered by The Quint)
When one clicks on this link, it redirects to page talking about a 'Pradhan Mantri Mudra Yojana', offering users ₹1,999 "for free in your bank account."
The link leads people to a suspicious website.
(Source: FestivvHoliiOff.xyz/Screenshot)
While the Pradhan Mantri Mudra Yojana (PMMY) is a legitimate scheme by the government, it has to do with offering loans to small, micro, medium, non-corporate, and non-farm entitites, up to the amount of ₹20 lakh.
The Press Information Bureau (PIB) had called this graphic 'fake' in a 2024 post on X (formerly Twitter).
Conclusion: Neither PhonePe nor Jio have announced any such cashback offers as the posts claim.
(Not convinced of a post or information you came across online and want it verified? Send us the details on WhatsApp at 9540511818 , or e-mail it to us at webqoof@thequint.com and we'll fact-check it for you. You can also read all our fact-checked stories here.)